Business Checking Accounts

Call 478-254-7775 to learn about Business Banking!

business checking

We offer our clients a full line of deposit and loan products and services designed to help your business achieve good financial health. As a community bank, we look forward to working closely with your business and watching it grow. To get started, stop by and talk to one of our business banking experts.

Hometown Business Checking

Our Hometown Business checking account is the perfect account for small businesses and offers 200 free items per month, in addition to numerous beneficial features.

  • $100 minimum to open
  • $5 service charge if average daily balance falls below $100
  • 200 items free; $0.25 per debit charge in excess of 200 items
  • Printed checks purchased by customer
  • ATM/Debit card is available

Classical Business Checking

Businesses with a higher level of transactions will benefit from our Classical Business account, which offers low fees and 500 items free, plus other great features.

  • $100 minimum to open
  • $10 service charge if average daily balance falls below $100
  • 500 items free; $0.25 per debit charge in excess of 500 items
  • Printed checks purchased by customer
  • ATM/Debit card is available

Business Analysis

One South Bank’s Business Analysis account allows you to earn credit for deposit balances that offset the cost of account services. Other benefits include:

  • $100 minimum deposit to open
  • A detailed monthly review of account activity allows you to monitor service charges and determine balance requirements
  • Offset all service charges with an earnings credit on your average balances
  • Tie multiple accounts together and combine balances to pay for services

Business Money Market

For businesses that write a few checks each month, our Business Money Market is the perfect interest-bearing option. This account offers numerous benefits:

  • Competitive interest paid
  • $10 service charge if average daily balance falls below $2,500
  • Six free withdrawals per month; $10 per debit item charge in excess of six per month